Archive for the ‘Good Credit’ Category.
18th April 2008, 08:21 pm 52 views
The Discover motiva card with no annual fee claiming to pay you back a reward for paying your balance in time the cathc is you need to pay your balance in full for consecutive 6 months before they can give you some cash back reward.
the reward is your next month’s interest as a pay on time reward. which I dont see any reason any body would be much interested in. unless you plan to spend real big on every 7th and 13th month (twice a year every year). dont tempt guys you dont wana spend more than you can pay.
like every other card it gives you 5 to 20 percent cashback bonus at their online retailers through their exclusive online shopping stores where prices are high anyway so its your money you get back just like with mail in rebates. though virtually unlimited 1% cashback bonus is added.
APR: 0% until november 2008
Balance Transfer: 3.9% untill 2012
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16th April 2008, 11:55 pm 56 views
With ever increasing gas prices credit cards are now offering cash back on gas and auto maintenance purchases. One of the cards is from Discover. with 5% cash back bonus and an introductory APR of 3.9% this Discover Open Road card can be the one you have been looking for as it comes with platinum benefits and no annual fee.
I didnt like the card as I learned that late october 2007 Discover cut back on cashback and splitting it into 12 monthly installment with the rule of 5% cashback on the first $100 while 1% cashback from so on plus you have to make any other purchase out of your card too to be eligible for 5% cashback on your first hundredt spent on gas.
CashBack: 5% (rules apply) on gas and auto maintenance purchases
APR 3.9% (introductory) until 2010 then the standard APR, a rate in between 11.99% & 17.99%
Cash Advance APR 23.99% (default rate 28.99%)
Grace period for repayment of the balance for purchases: atleast 25 days (when you pay your balance in full each month)
Annual fee: None
minimal finance charge: $.50
Balance transaction fee: 3%
Late fee: $19 on balances up to $250 and $39 on balance over $250
over limite fee: $15 on balance upto $500 and $39 on blaance over $500
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