Discover Open Road Card
With ever increasing gas prices credit cards are now offering cash back on gas and auto maintenance purchases. One of the cards is from Discover. with 5% cash back bonus and an introductory APR of 3.9% this Discover Open Road card can be the one you have been looking for as it comes with platinum benefits and no annual fee.
I didnt like the card as I learned that late october 2007 Discover cut back on cashback and splitting it into 12 monthly installment with the rule of 5% cashback on the first $100 while 1% cashback from so on plus you have to make any other purchase out of your card too to be eligible for 5% cashback on your first hundredt spent on gas.
CashBack: 5% (rules apply) on gas and auto maintenance purchases
APR 3.9% (introductory) until 2010 then the standard APR, a rate in between 11.99% & 17.99%
Cash Advance APR 23.99% (default rate 28.99%)
Grace period for repayment of the balance for purchases: atleast 25 days (when you pay your balance in full each month)
Annual fee: None
minimal finance charge: $.50
Balance transaction fee: 3%
Late fee: $19 on balances up to $250 and $39 on balance over $250
over limite fee: $15 on balance upto $500 and $39 on blaance over $500
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